Planning on Driving Across the Broder this March Break? Here’s a Pre-Departure Checklist
Visiting family? Attending a special event? Chasing some warmer weather? Whatever the reason, if you’re planning on driving your own car to the United States over March Break, it’s important to be prepared.
Follow this pre-departure checklist to ensure your border experience is a smooth one, so you and your loved ones can spend more time enjoying your well-deserved break: To learn more, visit www.otipinsurance.com/article36 Ontario’s Insurance Industry Enters Hard Market
If you are shopping for car or home insurance, chances are you may have heard that Ontario is now entering what industry veterans refer to as a ‘hard market’. It is a challenging cycle that comes about every six to eight years that can lead to higher insurance premiums and stricter underwriting practices.
To learn more, visit www.otipinsurance.com/article35 What to do in a car accident
What to do if you get in a car accident
Car accidents usually occur without warning. Although you may take every safety precaution possible, the unexpected can still happen. If you find yourself in a car accident, here are some tips to keep in mind: www.otipinsurance.com/article31 Keep your heart beating strong
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Tenant Insurance
Tenant Insurance, is it worth it?
About 34 per cent of Canadians rent their homes, yet more than half of Canadian renters (58.2 per cent)1 are living without any tenant insurance coverage. While tenants are not currently required to have a tenant insurance policy in place, most are confused about the level of coverage available through their landlord’s insurance. Below is a list of three reasons why you should have a tenant insurance policy. To learn more, visit www.otipinsurance.com/article32 Winter Outdoor living
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Don’t get “wheeled” into a staged car accident
Auto Insurance fraud is on the rise in Ontario; as a result, drivers are paying higher insurance premiums.
Avoiding an accident is among the highest priorities for most drivers, but for fraudsters, an accident is the goal. These scams can take place in many ways, including: staged accidents, false claim details and fraudulent accident and claim reports. They are often elaborately planned and can include the fraud collaborators such as the motorist, the tow truck company, health-care providers and the auto body repair shop. These scams result in financial gain to the fraudsters, but are very expensive to insurance companies, resulting in increased premiums.
To learn more, visit www.otipinsurance.com/article20
Auto Insurance fraud is on the rise in Ontario; as a result, drivers are paying higher insurance premiums.
Avoiding an accident is among the highest priorities for most drivers, but for fraudsters, an accident is the goal. These scams can take place in many ways, including: staged accidents, false claim details and fraudulent accident and claim reports. They are often elaborately planned and can include the fraud collaborators such as the motorist, the tow truck company, health-care providers and the auto body repair shop. These scams result in financial gain to the fraudsters, but are very expensive to insurance companies, resulting in increased premiums.
To learn more, visit www.otipinsurance.com/article20
Five clever car cleaning tips
Everybody loves a good hack—a little trick that makes your life just that much easier. That's why we've rounded up this list of car cleaning tips that are so clever you might actually look forward to cleaning your vehicle. Even better, these simple hacks involve ingredients and materials you probably already have at home. As an education employee, you may be gearing up for a road trip once school's out for the summer. Why not try these cleaning tips to get your vehicle looking in tiptop shape before you hit the road? To learn more, visit www.otipinsurance.com/article19 
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Education employees can save on car and home insurance.
Did you know that OTIP can save Ontario education employees up to 25% on car insurance? You can also save up to 50% on home insurance when you insure both your car and home with OTIP!
Visit www.OTIPinsurance.com/savings and start saving today! The Importance of Continued Mental Fitness to Avoid Mental Illness
When we think of fitness, we often envision things like treadmills, dumbbells and the physical activities we do to improve and maintain our physical health. Mental fitness, on the other hand, is a relatively new term that is beginning to gain popularity. Like its physical counterpart, mental fitness refers to the mental activities we do to improve and maintain our mental health. By being proactive, we can combat physical and mental illnesses and often prevent conditions from worsening--and sometimes from developing (or redeveloping) all together. To learn more, visit www.otip.com/Article23 |
OTIP gives you choice on more than just insurance
Is Your Home Insured for Water Damage?
How to Deal with Floods
Floods are a common – and often costly – natural hazard in Ontario that can happen at any time of year. Overland water flooding can be caused by melting snow, ice jams, fresh-water hurricanes, breaking dams and heavy rainfall that oversaturates the ground. Summer thunderstorms in particular can pose a major flood risk in Canada.
Overland water flooding can leave you and your family at risk for serious injury, and your property at risk for extensive damages. Below are some tips to help you and your loved ones stay safe and mitigate potential losses from overland water flooding before, during and after the flood occurs.
To learn more, visit www.otipinsurance.com/article23
How to Deal with Floods
Floods are a common – and often costly – natural hazard in Ontario that can happen at any time of year. Overland water flooding can be caused by melting snow, ice jams, fresh-water hurricanes, breaking dams and heavy rainfall that oversaturates the ground. Summer thunderstorms in particular can pose a major flood risk in Canada.
Overland water flooding can leave you and your family at risk for serious injury, and your property at risk for extensive damages. Below are some tips to help you and your loved ones stay safe and mitigate potential losses from overland water flooding before, during and after the flood occurs.
To learn more, visit www.otipinsurance.com/article23
Sponsorship of School Projects and Initiatives
5 Reasons You Should Consider Unplugging
Between texts, emails, phone calls, calendar alerts and notifications from multiple social media platforms, being connected can seem like a full-time job. So much so that it’s easy to forget that an off switch even exists.
It’s a good idea to periodically re-evaluate your relationship with technology and consider making the choice to ‘unplug’ yourself from your devices more often.
To learn more, visit www.otipinsurance.com/article24
Between texts, emails, phone calls, calendar alerts and notifications from multiple social media platforms, being connected can seem like a full-time job. So much so that it’s easy to forget that an off switch even exists.
It’s a good idea to periodically re-evaluate your relationship with technology and consider making the choice to ‘unplug’ yourself from your devices more often.
To learn more, visit www.otipinsurance.com/article24