JUNE 2025

How to manage risks at home
Ensuring the safety and security of your home is a crucial responsibility. By understanding common risks and taking proactive measures, you can protect your most valuable assets. Here, we’ll explore various ways to identify, assess, and manage risks in and around your home so you can enjoy peace of mind.
Read more at www.otip.com/article193. #OTIPUpdate
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Ensuring the safety and security of your home is a crucial responsibility. By understanding common risks and taking proactive measures, you can protect your most valuable assets. Here, we’ll explore various ways to identify, assess, and manage risks in and around your home so you can enjoy peace of mind.
Read more at www.otip.com/article193. #OTIPUpdate
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Celebrate the end of the school year with a bonus offer! For the month of June only,get a $30 gift card of your choice when you get a car, home, or leisure product quote.
Get a quote: https://bit.ly/4mAHcG9 #OTIPUpdate
Get a quote: https://bit.ly/4mAHcG9 #OTIPUpdate

Early retirement 101: the 85 / 90 factor – can you retire before reaching it?
Early retirement. It’s something we all think about—especially with the last few years in the rear-view mirror. However, when you’re an education member who is working towards their 85 or 90 factor, there are financial implications to retiring ahead of that magic number.
Before you hand in your notice, learn how much it’ll potentially cost you to retire early: https://bit.ly/3QvbQ53.
Plus, be sure to check out this educator-specific Pension Income Gap Calculator to see if you are on track, or speak with an Educators advisor for advice tailored to your unique needs.
Educators Financial Group has been offering financial planning and a wide selection of investing and lending products and services exclusively to education members and their families since 1975. It is this strong history that has enabled them to become the education community’s financial specialist — empowering educators to achieve their financial goals. Book your complimentary consultation today: https://bit.ly/3QwChHg.
Early retirement. It’s something we all think about—especially with the last few years in the rear-view mirror. However, when you’re an education member who is working towards their 85 or 90 factor, there are financial implications to retiring ahead of that magic number.
Before you hand in your notice, learn how much it’ll potentially cost you to retire early: https://bit.ly/3QvbQ53.
Plus, be sure to check out this educator-specific Pension Income Gap Calculator to see if you are on track, or speak with an Educators advisor for advice tailored to your unique needs.
Educators Financial Group has been offering financial planning and a wide selection of investing and lending products and services exclusively to education members and their families since 1975. It is this strong history that has enabled them to become the education community’s financial specialist — empowering educators to achieve their financial goals. Book your complimentary consultation today: https://bit.ly/3QwChHg.

One of the wonderful things about being an education member is the summer.
A chance to recharge, or renovate. Take a course, or take off.
So, how can you embrace all that summer offers while protecting your financial well-being?
Here are 3 practical tips to help you have your summer fun, and your savings too.
Set (and stick to) a budget. Having more ‘free time’ in July and August could potentially lead you to overspending if you’re not careful. This is why you should always have a separate spending budget in place to keep your finances on track for the summer months.
Stretch your money further by cashing in those loyalty rewards. With billions in unredeemed loyalty points in Canada, consider finally cashing in on any unused points you’ve racked up to enjoy discounted (or even free) meals, activities, transportation, or hotel stays this summer.
Make sure your money is still working hard while you’re on break. While you might be catching a bit of a respite over the summer—make sure your money is still working just as hard as you do during the school year.
Get expert advice from a financial advisor.
For more tips on how to protect your finances, read the full article: https://bit.ly/3Sn3iOt.
A chance to recharge, or renovate. Take a course, or take off.
So, how can you embrace all that summer offers while protecting your financial well-being?
Here are 3 practical tips to help you have your summer fun, and your savings too.
Set (and stick to) a budget. Having more ‘free time’ in July and August could potentially lead you to overspending if you’re not careful. This is why you should always have a separate spending budget in place to keep your finances on track for the summer months.
Stretch your money further by cashing in those loyalty rewards. With billions in unredeemed loyalty points in Canada, consider finally cashing in on any unused points you’ve racked up to enjoy discounted (or even free) meals, activities, transportation, or hotel stays this summer.
Make sure your money is still working hard while you’re on break. While you might be catching a bit of a respite over the summer—make sure your money is still working just as hard as you do during the school year.
Get expert advice from a financial advisor.
For more tips on how to protect your finances, read the full article: https://bit.ly/3Sn3iOt.
Need help with your finances? Call on Educators Financial Group.
Whether you’re looking to switch your mortgage or maximize your summer cash flow, get expert, educator-specific advice for every stage of your life.
Visit https://bit.ly/43Nipaq or call 1.800.263.9541 to schedule a complimentary consultation today.
Whether you’re looking to switch your mortgage or maximize your summer cash flow, get expert, educator-specific advice for every stage of your life.
Visit https://bit.ly/43Nipaq or call 1.800.263.9541 to schedule a complimentary consultation today.
Educators Financial Group has been offering financial planning and a wide selection of investing and lending products and services exclusively to education members and their families since 1975. It is this strong history that has enabled them to become the education community’s financial specialist — empowering educators to achieve their financial goals.
OTIP Has Your Back with Insurance Coverage, Helpful Tips and Exclusive Offers, Designed Just for You!
You may be most familiar with OTIP (Ontario Teachers Insurance Plan), as the provider of your group health and dental benefits. Did you know that we also offer personal insurance coverage? As members of the Ontario education community, you are eligible for exclusive rates on home and auto insurance. Plus, we offer the added convenience of an in-house claims services. If you are retiring soon, OTIP offers three retiree health, dental and travel insurance plans to choose from.
As members of the Ontario education community, you also have access to exclusive contests, promotions and special offers, including Edvantage--your exclusive savings program. Get access to discounts on household brands, travel, financial services and more!
Read on to learn more about what OTIP has to offer you.
Learn more at https://www.otipinsurance.com/article123
You may be most familiar with OTIP (Ontario Teachers Insurance Plan), as the provider of your group health and dental benefits. Did you know that we also offer personal insurance coverage? As members of the Ontario education community, you are eligible for exclusive rates on home and auto insurance. Plus, we offer the added convenience of an in-house claims services. If you are retiring soon, OTIP offers three retiree health, dental and travel insurance plans to choose from.
As members of the Ontario education community, you also have access to exclusive contests, promotions and special offers, including Edvantage--your exclusive savings program. Get access to discounts on household brands, travel, financial services and more!
Read on to learn more about what OTIP has to offer you.
Learn more at https://www.otipinsurance.com/article123